Net Worth
How does My Little Accountant calculate net worth?
Understand what is included in net worth, account balances, manual stocks, and mortgages.
Quick answer
My Little Accountant adds assets such as bank balances, investments, manual equity, and home equity, then subtracts liabilities such as credit cards, loans, and mortgages.
Steps
- 1Open the Net Worth tab.
- 2Review connected bank, credit, loan, and investment accounts.
- 3Add mortgages, private company stock, or options only when Plaid cannot sync them automatically.
- 4Refresh accounts if you recently connected a new institution.
- 5Use the time range selector to view net worth history.
Charts and allocation
Use the time range selector to review how net worth has changed. The net-worth tracking graph uses a soft green line and matching area fill. The Asset Allocation donut orders assets from largest to smallest and uses a high-contrast monochrome scale. The largest allocation uses the palest blue; each smaller slice gets darker until the smallest uses the dark brand blue.
Tap a donut slice or its legend row to focus that allocation and compare it with the total. Allocation legend rows use neutral tracks with full-strength slice colors, while allocations that round to 0% remain empty instead of showing artificial progress.
Connected accounts
Plaid-connected checking, savings, credit card, loan, and investment accounts feed balances into the net worth summary. The exact data available depends on what your institution supports through Plaid.
In Connected Accounts, each institution appears as a tappable row with a chevron. Open it to see the accounts under that connection.
Use Manage connection from the institution detail screen to refresh permissions or account selection. Use Delete institution only when you want to disconnect it and remove all of its accounts, synced transactions, and categorization history.
Manual holdings
You can add manual stocks, private company equity, options, and mortgages for assets that are not available through Plaid. If a stock or option position is held in a brokerage account that Plaid supports, connect the brokerage account instead.
Manual holdings are not synced automatically, so you need to update their share count, price, strike price, or loan details yourself when they change.
- A mortgage entry can track home value and loan balance.
- A manual stock entry can track shares, price per share, strike price, and exercise status.
- Deleting a manual holding removes it from your net worth history going forward.
Frequently asked questions
How does My Little Accountant calculate net worth?
My Little Accountant adds assets such as bank balances, investments, manual equity, and home equity, then subtracts liabilities such as credit cards, loans, and mortgages.
What should I know about charts and allocation?
Use the time range selector to review how net worth has changed. The net-worth tracking graph uses a soft green line and matching area fill. The Asset Allocation donut orders assets from largest to smallest and uses a high-contrast monochrome scale. The largest allocation uses the palest blue; each smaller slice gets darker until the smallest uses the dark brand blue. Tap a donut slice or its legend row to focus that allocation and compare it with the total. Allocation legend rows use neutral tracks with full-strength slice colors, while allocations that round to 0% remain empty instead of showing artificial progress.
What should I know about connected accounts?
Plaid-connected checking, savings, credit card, loan, and investment accounts feed balances into the net worth summary. The exact data available depends on what your institution supports through Plaid. In Connected Accounts, each institution appears as a tappable row with a chevron. Open it to see the accounts under that connection.
What should I know about manual holdings?
You can add manual stocks, private company equity, options, and mortgages for assets that are not available through Plaid. If a stock or option position is held in a brokerage account that Plaid supports, connect the brokerage account instead. Manual holdings are not synced automatically, so you need to update their share count, price, strike price, or loan details yourself when they change. A mortgage entry can track home value and loan balance. A manual stock entry can track shares, price per share, strike price, and exercise status. Deleting a manual holding removes it from your net worth history going forward.