Your personal money assistant. Train your AI in 5 minutes and never worry about tracking your spending again.

Your personal

money assistant

Train your AI in 5 minutes and never worry about tracking your spending again.

Finance AI is free forever. Try Pro free for 7 days when you choose—no card required.

It learns your spending habits

Just by talking to your assistant, it learns your preferences and categorizes your transactions just the way you like.

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Track your spending, net worth, and income

Net worth chart showing $646,477 balance growing $231,755 over one year, with time-range tabs.
Net worth
Connected accounts list showing checking, savings, and brokerage balances across multiple institutions.
Where it lives
Spending breakdown for the month with bar chart by category — housing, groceries, restaurants, and more.
Spending breakdown

No more annoying budgets

We learned that micro managing a detailed budget isn’t realistic, instead set a single monthly spending goal.

Spending goal card showing $4,337 spent against a $5,000 monthly goal, with a chart that pace-checks against the day of the month.

See your cash flow

Track how much money is left over every month, see that stack up over quarters.

Monthly cash flow card showing $8,061 income-minus-spending for May with income $12,399 and spending $4,337.
Monthly view
Quarterly cash flow card showing $10,622 income-minus-spending across Q2 with income $24,163 and spending $13,540.
Quarterly view

Make any dashboard you can imagine

Tell your coding agent what you want to understand, track, or organize. It builds a private dashboard around your Finance AI data. You can keep changing the design, calculations, and interactions just by chatting.

Start with one of these ideas, or invent something completely different.

Spending plan

A budget that fits you

Build my category budget from the last three months.

A custom mobile budget dashboard with an amount left, a proportional category ring, and an expanded Transport category showing recent transactions.

Home

Every home project

Track every repair and let me name each one.

A custom mobile home project dashboard with named repairs, project costs, and receipts.

Subscriptions

What keeps renewing

Find subscriptions I could cancel or downgrade.

A custom mobile subscription audit dashboard showing recurring spending and potential monthly savings.

Shared goal

Your next adventure

Plan our Costa Rica fund and keep us on pace.

A custom mobile travel savings dashboard with a shared Costa Rica goal, savings pace, and a planned trip budget.

Ask your assistant anything

Your assistant is able to analyze and organize your data in any way you want — simply ask and watch it work for you.

Ask your finance assistant...

Weekly & monthly insights

Your assistant will not just tell you what changed — but why it changed.

Weekly

Dining drop pulled spending down 18%

Spending fell $612 this week, mostly because dining dropped from $480 to $190 after you cut back on weekday takeout.

Sweetgreen: 3 visits this week vs. 11 last week ($46 vs. $172).

Monthly

May tracked above your goal pace

You’re $144 over your $5,000 monthly goal at month-end, driven by a one-time Petco purchase and an Apple subscription renewal.

Petco $126.68 (May 12) and Apple $106.36 (May 4) account for $233 of the overage.

Add widgets to your home screen

See how you’re tracking quickly with widgets that tell you how you’re doing.

Net Worth widget showing $646,784.5 with a pink line chart.
Income widget showing $12,399.8 with a green donut.
Cash Flow widget showing $8,410.95 with green and black dashed lines.
Spending widget showing $3,988.80 with a multicolor category donut.

Available on iPhone, iPad, and Mac

Personal finance that pays for itself.

The essentials are free forever. Try Pro free for 7 days whenever you’re ready, with no card required.

Free

$0forever

Understand your money without a subscription.

Included:

  • Connected accounts and automatic transaction categorization
  • Spending, cash-flow, and net-worth tracking
  • Personalized weekly and monthly insights
  • One AI chat per calendar month
  • Up to five messages in that chat
  • No credit card required

Pro

$89.99/year

Or $9.99/month, billed monthly

One-time 7-day free trial · no card required

Everything in Free, plus unlimited access to your AI assistant.

Included:

  • Everything in Free
  • Unlimited AI chats
  • Unlimited messages
Download Finance AI free

Start on Free. Try Pro only when you choose.

Pricing FAQ

Is Finance AI really free forever?

Yes. The Free plan does not expire and does not require a credit card. It includes connected accounts, automatic transaction categorization, spending, cash-flow and net-worth tracking, personalized insights, and one AI chat per calendar month with up to five messages.

What does Pro add?

Pro includes everything in Free, plus unlimited AI chats and messages. It costs $89.99 per year—equivalent to $7.50 per month—or $9.99 billed monthly.

Is Free a trial?

No. Free does not expire. You can optionally try Pro free for seven days once, with no card required, and you return to Free automatically when that trial ends.

How does the Pro trial work?

Choose Pro during onboarding or start it later from your account. The one-time seven-day trial starts only when you choose it, requires no card, never charges automatically, and unlocks unlimited AI chats and messages while active.